GoodLeap closes $140m ABS, fueling residential solar financing flow

• Fintech lender GoodLeap and Tactical Infrastructure Partners complete a $140.2m solar securitisation backed by residential PPAs and leases.

GoodLeap and Tactical Infrastructure Partners have wrapped a $140.2 million solar ABS—TIP Solar ABS 2025-2—backed entirely by contracts originated via GoodLeap’s platform. The deal extends a partnership that has purchased more than $1.5 billion of residential solar and storage products, adding another liquidity channel for installers heading into 2026. In a rate environment that still bites, access to term ABS markets helps keep customer offers competitive and installer pipelines moving. 

Why securitisation helps: it recycles capital and shifts risk to investors comfortable with long-dated cash flows. Portfolio seasoning, FICO mix, delinquency history, and production variability all price into the structure; strong data pipelines from modern monitoring platforms make the risk legible. For homeowners, the downstream effect is simpler—more lenders willing to write deals, and more optionality on PPAs versus loans.

Zooming out, residential solar is pairing more frequently with batteries and load-control devices. That boosts customer value and improves performance under time-of-use tariffs—but it also changes risk, which ABS investors will increasingly analyze (battery warranties, throughput limits, degradation). Expect future deals to segment collateral more finely as the kit mix evolves.

Takeaway: steady capital formation for rooftop solar—even as the product bundle grows more complex.